Turn Your 401(k) Into a Dependable Retirement Paycheck

How to Turn Your 401(k) Into a Reliable Retirement Paycheck

This guide explains the key differences between saving for retirement and creating retirement income, highlights common risks retirees face, and outlines practical strategies you can consider to transform a 401(k) into a dependable source of retirement cash flow. Designed for nationwide U.S. audiences, the guide is educational and practical—helping you prepare questions for a financial conversation and next steps to build an income plan.

What You'll Learn

• Understand the difference between saving and creating retirement income
• Learn how to reduce risks like sequence of returns, inflation, and longevity
• Get a step-by-step plan and checklist to move from 401(k) savings to monthly income
• Prepare smart questions and documents before meeting a financial professional