:root {
    --planner-bg: #f7f5f0;
    --planner-surface: #ffffff;
    --planner-text: #1f2937;
    --planner-muted: #6b7280;
    --planner-primary: #0f2747;
    --planner-accent: #b08d57;
    --planner-border: #e5e7eb;
    --planner-radius: 18px;
    --planner-shadow: 0 10px 30px rgba(15, 39, 71, 0.08);
    --planner-max-width: 1180px;
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: Georgia, "Times New Roman", serif;
    background: var(--planner-bg);
    color: var(--planner-text);
    line-height: 1.6;
}

a {
    color: var(--planner-primary);
    text-decoration: none;
}

a:hover {
    text-decoration: underline;
}

.planner-container {
    width: min(var(--planner-max-width), calc(100% - 32px));
    margin: 0 auto;
}

.planner-site-header {
    background: var(--planner-surface);
    border-bottom: 1px solid var(--planner-border);
    position: sticky;
    top: 0;
    z-index: 20;
}

.planner-header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 72px;
    gap: 20px;
}

.planner-logo {
    font-size: 1.15rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    color: var(--planner-primary);
}

.planner-nav {
    display: flex;
    gap: 18px;
    flex-wrap: wrap;
}

.planner-main {
    padding: 48px 0 72px;
}

.planner-card {
    background: var(--planner-surface);
    border: 1px solid var(--planner-border);
    border-radius: var(--planner-radius);
    box-shadow: var(--planner-shadow);
    padding: 28px;
}

.planner-hero {
    padding: 56px 0;
}

.planner-hero-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 28px;
    align-items: stretch;
}

.planner-eyebrow {
    color: var(--planner-accent);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 0.8rem;
    margin-bottom: 12px;
    font-family: Arial, Helvetica, sans-serif;
}

.planner-title {
    font-size: clamp(2rem, 4vw, 3.4rem);
    line-height: 1.1;
    margin: 0 0 18px;
    color: var(--planner-primary);
}

.planner-subtitle,
.planner-copy,
.planner-list,
.planner-nav,
button,
input,
label,
textarea,
select {
    font-family: Arial, Helvetica, sans-serif;
}

.planner-subtitle {
    color: var(--planner-muted);
    font-size: 1.1rem;
    max-width: 60ch;
}

.planner-button,
.planner-button-secondary {
    display: inline-block;
    padding: 14px 22px;
    border-radius: 999px;
    font-weight: 700;
    transition: 0.2s ease;
}

.planner-button {
    background: var(--planner-primary);
    color: #fff;
}

.planner-button:hover {
    text-decoration: none;
    opacity: 0.92;
}

.planner-button-secondary {
    border: 1px solid var(--planner-primary);
    color: var(--planner-primary);
    background: transparent;
}

.planner-button-secondary:hover {
    text-decoration: none;
    background: rgba(15, 39, 71, 0.04);
}

.planner-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-top: 24px;
}

.planner-grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}

.planner-site-footer {
    padding: 30px 0 50px;
    border-top: 1px solid var(--planner-border);
    background: var(--planner-surface);
    color: var(--planner-muted);
    font-family: Arial, Helvetica, sans-serif;
    font-size: 0.95rem;
}

@media (max-width: 900px) {
    .planner-hero-grid,
    .planner-grid-3 {
        grid-template-columns: 1fr;
    }

    .planner-header-inner {
        flex-direction: column;
        justify-content: center;
        padding: 14px 0;
    }
}

.planner-form {
    margin-top: 24px;
}

.planner-form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
}

.planner-form label {
    display: block;
    margin-bottom: 8px;
    font-weight: 700;
    color: var(--planner-primary);
}

.planner-form input,
.planner-form textarea,
.planner-form select {
    width: 100%;
    padding: 14px 16px;
    border: 1px solid var(--planner-border);
    border-radius: 12px;
    background: #fff;
    color: var(--planner-text);
    font-size: 1rem;
}

.planner-form input:focus,
.planner-form textarea:focus,
.planner-form select:focus {
    outline: none;
    border-color: var(--planner-primary);
    box-shadow: 0 0 0 4px rgba(15, 39, 71, 0.08);
}

.planner-form-note {
    color: var(--planner-muted);
    font-size: 0.95rem;
    margin-top: 10px;
    font-family: Arial, Helvetica, sans-serif;
}

.planner-alert {
    padding: 14px 18px;
    border-radius: 12px;
    margin-bottom: 22px;
    font-family: Arial, Helvetica, sans-serif;
    font-weight: 600;
}

.planner-alert-error {
    background: #fef2f2;
    border: 1px solid #fecaca;
    color: #991b1b;
}

.planner-alert-success {
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    color: #065f46;
}

.planner-button-submit {
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

@media (max-width: 700px) {
    .planner-form-grid {
        grid-template-columns: 1fr;
    }
}
.planner-grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
}

.planner-grid-4 {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.planner-card-soft {
    background: #fcfbf8;
    border: 1px solid #ece7dd;
    box-shadow: none;
}

.planner-card-featured {
    border-color: rgba(176, 141, 87, 0.45);
    box-shadow: 0 14px 40px rgba(176, 141, 87, 0.14);
}

.planner-stat-label {
    font-family: Arial, Helvetica, sans-serif;
    font-size: 0.88rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--planner-muted);
    margin-bottom: 10px;
}

.planner-stat-value {
    font-size: 2rem;
    font-weight: 700;
    color: var(--planner-primary);
    line-height: 1.1;
}

.planner-scenario-kicker {
    font-family: Arial, Helvetica, sans-serif;
    font-size: 0.82rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--planner-accent);
    margin-bottom: 8px;
}

.planner-big-number {
    font-size: clamp(1.8rem, 3vw, 2.5rem);
    line-height: 1.1;
    color: var(--planner-primary);
    margin: 14px 0;
    font-weight: 700;
}

.planner-alert-warning {
    background: #fff7ed;
    border: 1px solid #fdba74;
    color: #9a3412;
}

@media (max-width: 900px) {
    .planner-grid-2,
    .planner-grid-4 {
        grid-template-columns: 1fr;
    }
}
.planner-plan-meta {
    display: grid;
    gap: 8px;
    font-family: Arial, Helvetica, sans-serif;
    color: var(--planner-text);
    margin-top: 14px;
}
.planner-gap-card {
    text-align: center;
}

.planner-gap-value {
    font-size: 2.5rem;
    font-weight: 700;
    margin: 14px 0;
    line-height: 1.1;
}

.planner-gap-value.negative {
    color: #dc2626; /* red */
}

.planner-gap-value.positive {
    color: #16a34a; /* green */
}
#scenarioChart {
    width: 100%;
    height: 360px !important;
}